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Mortgages

How to Get a Second Mortgage on Your Home

For many people, a home is their largest investment – and potential source of capital. Getting a second mortgage, or a home equity loan, can tap that equity for college, home improvements or other pressing financial needs. Steps: 1. Determine why you need or want a second mortgage. The level Read more…

By admin, 1 yearOctober 24, 2021 ago
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How to Get Private Mortgage Insurance

Private mortgage insurance, or PMI, is required of most borrowers who have less than a 20 percent down payment. With PMI, even with a small down payment, you can still be an attractive mortgage risk to the lender. Steps: Identify the home you are interested in. Calculate the standard 20 Read more…

By admin, 1 yearOctober 5, 2021 ago
Real estate investing

How to Get a Loan Without Private Mortgage Insurance (PMI)

Private Mortgage Insurance, or PMI, is an additional monthly fee required by most lenders when the down payment on a home is less than 20 percent. Here are some ways to get around PMI. Steps: Gather or borrow enough funds to make your down payment greater than 20 percent. Buy Read more…

By admin, 1 yearOctober 5, 2021 ago
Buying a home

How to Get a Professional Home Inspection

Why pay for a home inspection? A home inspection will help buyers uncover defects in a home before they invest. For sellers, getting a home inspection before the home goes on the market will avoid unexpected costs, delays or cancellations after an agreement has been reached. Steps: Include a clause Read more…

By admin, 1 yearOctober 2, 2021 ago
Managing Your Money

How to Get What You Want From Customer Service

Contacting customer service can be a frustrating endeavor. Shift the balance of power into your hands and get what you deserve: efficient and effective problem resolution. Steps: Get organized. Have all of the necessary documents – serial numbers, product IDs, bills and service agreements – readily available before contacting a Read more…

By admin, 2 yearsSeptember 24, 2021 ago
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Recent Posts
  • How to Buy an Investment Property
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  • Understanding the Escrow and Closing
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