Buying a home for zero down can be accomplished, but may cost you more in the long run with all the additional fees and costs associated with this sort of loan. Steps: 1. Ask lenders about any zero-down programs they have. Look in the yellow pages under “Banks,” “Savings and Read more…
Trying to weigh the risks of buying a home is like evaluating the risk/reward of any other major investment. But perhaps more so than with other investments, it’s hard to keep your emotions out of it. Steps: Determine the costs of home ownership (down payment, mortgage payments, insurance, real estate Read more…
There isn’t much you can do to stop foreclosure on your home once the ball starts rolling. But here are a couple of things to consider. Steps: Review the information received from your lender or trustee and determine whether you will be able to pay the amount of money required Read more…
Why pay for a home inspection? A home inspection will help buyers uncover defects in a home before they invest. For sellers, getting a home inspection before the home goes on the market will avoid unexpected costs, delays or cancellations after an agreement has been reached. Steps: Include a clause Read more…
If you’re in the market for a motor home or a recreational vehicle (RV), shop around to get the best buy for your recreational dollars. Steps: Determine what type of motor home suits your needs, desires and budget. Consider such factors as size, price, usage (weekend trips or extended travel), Read more…
Buying a vacation home is exciting – but as with any other major purchase, it’s important to think things through carefully. Here are some suggestions to help you make the best buy. Steps: Decide whether this is a place where you’d like to spend every vacation. Base your decision Read more…
The down payment, or amount of cash you’ll have to pay toward the actual purchase of a home, is determined by the lender as a percentage of the value of the house. Steps: Pick up a homes guide from any real estate agent. These are also sometimes available at your Read more…
Unless you relish the challenges of selling a home on your own, you’ll want a professional real estate agent to represent and protect your interests, and to help you complete the sale. Steps: Ask friends and neighbors about agents they know or who have sold homes to them. Search the Read more…
Take things into your own hands to ensure the successful sale of your property. Market, market, market! Here are some ideas for getting your property the attention it deserves. Steps: Make a list of all the special features of your property. These might be something your home has, such as Read more…
Marketing is the process of advertising and showing your home in order to attract buyers. If you’re working with a real estate agent, he or she will likely handle the marketing for you, though most agents welcome additional help if you’d like to contribute to the marketing effort as well. Read more…