It is relatively easy to save money for Christmas presents if you begin saving in early January. You have to be determined and stick to a weekly savings plan. Steps: Decide how much money you will need. In addition to Christmas gifts, remember to factor in decorating, entertaining and holiday Read more…
Are you tired of chugging to work on your own each day? Is that carpooling lane too tempting to resist? Take the plunge and start carpooling. You’ll be glad you did – your wallet and the environment will be glad, too. Steps: Try to establish a carpool with someone from Read more…
Vacationing with friends or extended family can be twice the fun. Share costs when possible, but leave room for some privacy as well. Steps: Get a consensus from vacation participants on the time, location, transportation and cost limitations of the vacation. Find a vacation rental home that can accommodate your Read more…
Child care costs can really cut into your paycheck. Consider sharing child care with a good friend or two. You’ll all save money, and the nanny will make a higher hourly wage. Steps: Meet with those interested in sharing child care. Talk about the type of nanny you’d like to Read more…
A major purchase such as a house, car or household appliance can be a distressing hit to your checkbook. Budgeting and saving for the purchase can often ease the pain. Steps: Identify the purchase you want to make. Estimate what it may cost by looking at similar products. Determine when Read more…